Retail Payment Systems

for stores, restaurants, kiosks, medical offices, and more…

Butcher, baker, candlestick maker? Florist, hairdresser, dentist, auto repair shop, veterinarian? No matter what kind of business you are, if you have an office or a storefront, EPS Retail Payment Systems could be just the right solution for your organization.

Counter-Top Terminals

Point-of-Sale Devices and Card Swipers

The latest technology gets your customers checked out and on their way quickly and securely. Authorize, settle, and manage electronic payment transactions from your retail location with counter-top terminals from EPS. Integrate electronic payments into your point-of-sale system for streamlined operations and increased efficiency.

If you can physically swipe the credit card, and you’re in an office or storefront (or more than one), we offer customized retail payment systems specific to the way that your particular organization wants to do business.

Mobile Wallet

Your customer are carrying the latest tech. Let them use it.

“Mobile wallet” is the umbrella term that means “make payments using a smartphone or other mobile device.” From general-purpose apps like Apple Pay, PayPal, and Google Wallet, to specialty apps like that offered by Starbucks, mobile wallets offer access to credit, debit, and loyalty cards through the smartphone. Purchasers pay for their transaction by holding their phone near the retail point-of-sale terminal, which must be equipped with near-field communication (NFC) capabilities.

Mobile wallet transactions are on the upswing, projected to grow from $7.3 Billion in 2015 to $54 Billion by 2019. As more consumers become mobile-wallet-enabled, more businesses will need to be equipped to accept mobile wallet transactions. EPS offers the most technologically advanced counter-top terminals available. When you’re ready to accept mobile wallet transactions, EPS will work with you to install the right terminals for your needs.

Chip Cards (EMV)

Security matters. A lot.

EMV, which stands for Europay, Mastercard, and Visa, is a technical standard for smart payment cards and the machines which accept them. Otherwise known as “chip cards,” data about the card and cardholder is stored on integrated circuits rather than on magnetic stripes (though most chip cards still have a magnetic stripe for compatibility with merchants who have not yet upgraded their terminals to be EMV-compatible).

EMV cards, or chip cards, are more secure and less open to counterfeiting than traditional magnetic-stripe cards. While you can read more details about chip cards here, the biggest thing you need to know is that, along with the switch to EMV has come a liability shift – meaning that, if you DON’T take EMV cards, and you process a fraudulent transaction, you’re potentially on the hook for the fraud. That’s big. That’s why you need to know more about this.

EPS has you covered, with EMV-compatible payment processing terminals ready to install at your business location(s).

EPS Quick-Notes

  • Many of our brick-and-mortar merchants offer their customers as many payment options as possible by combining our retail payment systems with our check processing services.
  • If you’re switching from one retail payment system provider to a new provider, there are some things to watch out for.
  • The biggest drawback for consumers considering mobile wallet applications is that mobile wallets aren’t accepted everywhere. In fact, according to one study, 87% of small businesses were not accepting mobile wallets as of mid-2015.